Money built for real-life
No fees. No awkwardness.
Just seamless connections.
Originating from the Amharic word tik'elt
meaning ticket or proof of transaction.
Just like a ticket confirms where you’re going, tikelt confirms how your money moves — clearly, securely, and with purpose.
At tikelt, we believe financial tools should feel like support systems, not stress triggers. That’s why we built a payment solution that’s completely free for both requesters and payers .
No hidden charges, no awkward conversations—just seamless, instant transactions that make life easier.
Our Story
From shared bills and birthday collections to “I'll pay, you send it later” moments—we’ve all experienced the stress, silence, or spreadsheets that come with managing money together. tikelt was born to change that.
We believe finance should fit how real life works. That means no bank details, no chasing people, no awkward reminders. Just fast, fair, and flexible payments—built for friends, flatmates and families that enjoy like together.
From Request, Send and Split payment to Money Circles and Cashback, tikelt helps people manage shared money with confidence, connection, and ease. Because money should bring people together, not get in the way.
We are tikelt. Money made for real life.
Our Values
Our mission is to remove friction from financial interactions by building smart, human-centered tools that make payments effortless, saving collaborative, and rewards meaningful.
We champion simplicity, fairness, transparency, and accessibility — because everyone deserves financial empowerment, no matter their background or bank balance.
Our Ambition
Our ambition is to redefine how people experience everyday finance — making it simpler, more social and truly accessible.
We're building more than just a payment app; we're creating a financial ecosystem where people can send, split, save and grow together.
Socially Built
100%
Community Focused
Zero Cost to User
£0.00
Request and Pay
Our Team
The tikelt team is a passionate group of fintech thinkers, designers, and doers on a mission to simplify how people experience money.
With deep roots in technology and financial services, we're united by a shared belief: managing money should be empowering.
We move fast, build smart, and put people at the heart of everything we do.
Ready for money made for real life?
Join thousands of people splitting, saving and growing with tikelt today. Totally free, totally simple.